Canadian money tools

Finance Calculators for Canadians

Simple calculators for home buying, debt, investing, taxes, retirement, and self-employment.

All calculators

Plan down payment, ownership costs, and buy-vs-rent tradeoffs.

FHSA vs TFSA vs RRSP Priority Calculator → Rent vs Buy Canada Calculator → Canadian Closing Costs Calculator → Land Transfer Tax Calculator Canada → Down Payment Timeline Calculator Canada →

Compare repayment strategies and reduce interest costs.

Debt Payoff vs Invest Calculator Canada → Credit Card Payoff Calculator Canada → Debt Snowball vs Avalanche Calculator Canada →

Decide where extra savings may have higher long-term impact.

Mortgage Prepayment vs Invest Calculator → TFSA vs RRSP Calculator Canada →

Estimate tax effects from common Canadian money decisions.

RRSP Tax Refund Estimator Canada →

Model CPP timing and retirement income gap scenarios.

CPP Early vs Delay Calculator → Retirement Savings Gap Calculator Canada → OAS/GIS Income Impact Calculator Canada →

Set up first-year finances and student debt plans.

Emergency Fund Calculator Canada → Newcomer to Canada Money Setup Calculator → Student Loan Payoff Calculator Canada →

Plan side-hustle, freelance, and tax set-aside needs.

Side Hustle Tax Set-Aside Calculator Canada → Freelance Hourly Rate After Tax Calculator Canada → GST/HST Small Supplier Threshold Calculator Canada →

Educational calculators, not financial advice

These tools use simplified assumptions and are for education only. Results are estimates and may not reflect your personal situation.